Google RatingsGet the Perfect Loan Anywhere in Australia
Find out why happy clients nationwide choose Unlocked Finance.
85
Banks
Using our network of 85+ banks,
we find your perfect loan.
100
Independent
We work for you,
not the banks.
5
Star Results
We’re in the business of making
our clients, our fans!
Welcome to Unlocked Finance – Mortgage Brokers in Toowoomba
Proudly Australian-owned and independent since 2015
Thanks for stopping by Unlocked Finance. Whether you’re in Brisbane, regional Queensland, or anywhere across Australia, we’ve got one simple goal: get you the perfect loan. That might be for your dream home, a new car, or your growing business. Whatever you need, count on us to meticulously sort through over 85 lending providers to secure you the very best deal—no matter your postcode.
At Unlocked Finance, we’re not affiliated with any bank and we’re completely independent. This means you can rest assured that we’re 100% dedicated to getting you the best loan possible—whether you’re a first-time buyer in Perth, refinancing in Sydney, or investing in Cairns.
Along the way, we’ll guide you through every step with jargon-free communication and regular updates. We won’t leave you hanging! In fact, the broker you first meet with will be with you from start to finish. Unlike other brokers and banks, you won’t get frustrated by being passed around to different people in different locations. You’ll have one dedicated expert who knows your story.
We’re proud to say we’ve been helping Australians unlock their financial goals for close to a decade. From our Toowoomba roots to our nationwide reach, we’d love the opportunity to help you do the same.
Sam & Chloe Benz
How Can We Help You
Your Path to a Perfect Loan Starts Here
1
Book Your Free Consultation
Let’s discuss your goals.
2
We Craft Your Personal Plan
Using our network of 85+ banks, we find your perfect loan.
3
We Handle the Details
From paperwork to settlement, we’re with you every step.
4
You Get the Loan
Secure your new loan knowing you made the best decision.
Get to Yes Quicker with Unlocked Finance
You probably know from experience that dealing with banks can be time-consuming. The constant back and forth slows things down—whether you’re in regional Australia or the heart of Melbourne. Not at Unlocked Finance. We get the results you want, faster, no matter where you call home.
Why Buyers Trust
Unlocked Finance
Navigating the mortgage maze shouldn’t feel like a full-time job. At Unlocked Finance, we cut through the complexity so you can focus on what matters—unlocking your financial dreams, wherever you are in Australia.
100% Independent Advice
We work for you,
not the banks.
One Dedicated Broker
Your personal guide from start to finish.
Ongoing Optimisation
We ensure your loan remains competitive, even after settlement.
Jargon-Free Communication
Complex terms, simplified for you.
We’ll do a deep dive into thousands of loans offered by 25+ leading lenders to find you the perfect fit
